Stand Up India Scheme

Stand Up India Scheme

The Stand Up India scheme aims to empower entrepreneurs from underrepresented communities by providing collateral-free loans of up to ₹1 Crore. These loans are backed by a government guarantee, eliminating the need for borrowers to pledge personal assets.

The scheme supports businesses during their early stages — including up to 6 months from the date of business commencement. Both Term Loans and Working Capital (OD Limit) are available under this initiative.

Eligible Borrower Categories:

  1. Scheduled Caste (SC) Entrepreneurs

  2. Scheduled Tribe (ST) Entrepreneurs

  3. Women Entrepreneurs

YOUR LOAN IN 4 EASY STEPS

We Make Simple Process To Get Good Results

01
Apply Online
Fill out a simple form with basic details.
02
Submit Documents
Upload required KYC and income proofs digitally.
03
Get Approval
Application reviewed and approved within 24 hours.
04
Receive Funds
Loan amount disbursed directly to your account.

FREQUENTLY ASKED QUESTIONS

Know Before You Apply

SC, ST, and women entrepreneurs starting a greenfield enterprise in manufacturing, services, or trading.
Loans up to ₹1 crore are available under the Stand Up India scheme for eligible applicants.
No, the loan is collateral-free as it's backed by a government-issued credit guarantee.
New manufacturing, trading, or service businesses started by eligible applicants are allowed under the scheme.
Borrowers must contribute 10% of the project cost; rest is funded by the scheme.
No, only first-time entrepreneurs starting a new business can apply under this scheme.
Yes, both term loan and working capital (OD limit) can be sanctioned under this scheme.
Loan tenure can extend up to 7 years, including a moratorium period of 18 months.
Apply directly at any bank branch or online via the Stand Up India portal.
Yes, it supports initial capital and operational expenses of greenfield business startups.

READY TO FUND YOUR FUTURE?

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